Last Updated: March 4, 2026

Welcome to Siferex.

These Terms of Service ("Terms") govern your access to and use of the Siferex website, applications, and related services (collectively, the "Services").

By accessing or using Siferex, you agree to be bound by these Terms. If you do not agree with these Terms, you may not access or use the Services.

Siferex provides a digital platform designed to assist users and organizations in managing financial operations, accounting records, and multi-currency transactions.

The Services may include tools for:

• • Financial management
• • Accounting and reporting
• • Transaction recording
• • Currency management
• • Operational financial workflows

Siferex may modify, update, or discontinue features of the Services at any time.

To access certain features of the Services, you may be required to create an account.

By creating an account, you agree to:

• • Provide accurate and complete information
• • Maintain the confidentiality of your login credentials
• • Be responsible for all activities under your account
• • Notify us immediately of any unauthorized access

Siferex is not responsible for losses resulting from unauthorized use of your account.

Users agree not to misuse the Services.

Prohibited activities include, but are not limited to:

• • Attempting to gain unauthorized access to the system
• • Interfering with the security or integrity of the platform
• • Using the Services for illegal activities
• • Distributing malicious software or harmful code
• • Reverse engineering or copying the platform

Siferex reserves the right to suspend or terminate accounts that violate these rules.

Users are responsible for the data they enter into the platform.

This includes:

• • Financial records
• • Accounting entries
• • Transaction information
• • Operational data

Users must ensure that the information they provide complies with applicable laws and regulations.

Siferex provides software tools designed to assist with financial operations and accounting processes.

Siferex does not provide financial, legal, investment, or tax advice.

Siferex is not a bank, financial institution, or investment advisor.

Users are responsible for verifying the accuracy of financial data and reports generated through the Services.

Users retain ownership of the data they submit to the platform.

By using Siferex, users grant Siferex a limited license to process, store, and display such data solely for the purpose of providing the Services.

Our handling of personal data is governed by our Privacy Policy.

Certain features of Siferex may require payment or subscription.

If applicable:

• • Subscription fees will be disclosed before purchase
• • Payments may be billed on a recurring basis
• • Users may cancel subscriptions according to the terms provided during purchase

All payments are subject to the policies of the applicable payment processor or app marketplace.

All rights, title, and interest in the Siferex platform, including:

• • Software
• • Design
• • Trademarks
• • Logos
• • Documentation

remain the exclusive property of Siferex and its licensors.

Users are granted a limited, non-exclusive, non-transferable license to use the Services in accordance with these Terms.

Users may not copy, modify, distribute, or reproduce any part of the Services without prior written permission.

While we strive to maintain reliable service availability, Siferex does not guarantee uninterrupted access.

The Services may occasionally experience interruptions due to:

• • Maintenance
• • Technical issues
• • Updates
• • External factors beyond our control

To the fullest extent permitted by law, Siferex shall not be liable for:

• • Indirect damages
• • Incidental damages
• • Loss of profits
• • Loss of data
• • Business interruption

resulting from the use or inability to use the Services.

Users acknowledge that the Services are provided on an "as is" and "as available" basis.

Siferex reserves the right to suspend or terminate user accounts at its discretion if:

• • These Terms are violated
• • Illegal activity is suspected
• • Misuse of the platform occurs

Users may stop using the Services at any time.

We may update these Terms from time to time.

When updates occur, the "Last Updated" date will be revised.

Continued use of the Services after changes take effect constitutes acceptance of the updated Terms.

These Terms shall be governed and interpreted in accordance with applicable laws and regulations.

Any disputes arising from the use of the Services shall be resolved through the appropriate legal jurisdiction.

If you have questions regarding these Terms of Service, please contact us:

Siferex
Email: support@siferex.com
Website: https://siferex.com